About Our Agency


We offer a full portfolio of products, including Individual & Family Health Insurance, Medicare, Employee Benefits and various Financial Solutions, such as Disability Income Protection.

Tom Heinecke, CLU®, RHU®, ChHC®, is an independent insurance agent that offers a variety of coverages and solutions. With 36 years of experience Tom is dedicated to providing personalized plans to suit your needs and your budget.

Tom works with the top insurance companies so he can offer his clients the best coverage for them. Tom's clients are located all across Minnesota, giving him a great feel for the insurance landscape. Tom designs plans with a focus on compliance, low costs, and tax-efficiency, which he combines with personalized insurance advice aimed at helping clients make better informed decisions.


Tom Heinecke - President

From day one we have made it our priority to offer a personal hands on approach. We want to understand your situation and offer a long term solution that makes sense.

    Promptly responding
    Listening to their specific needs
    Focusing on personalization
    Having the best Customer Service

Our Mission

Our mission is to build lasting client relationships based on a level of trust that is earned through wise counsel, positive results, clear and candid communication, and service that exceeds expectations. Often times our advice and good counsel is engaged without payment. That underscores our commitment to serve as your advocate, focusing our attention on putting your best interests first.